I have come to the conclusion that we as a nation, and I believe, the whole rest of the Western world, have gotten terminally stupid.
I base this on the fact that every time I open my junk mail I find about six notices purporting to be from various banks that announce problems with my account. None of these notices come from my actual bank, you understand...well, they don't in fact come from ANYBODY'S actual bank since they're all scams. And people all over the world fall for them and, sheeplike, calmly fill in their bank account numbers, addresses, phone numbers, social security numbers, etc.
And here is where the stupidity comes in. Can you honestly tell me that YOU DON'T KNOW WHERE YOU BANK? Yes, I know, I'm shouting, but honestly. I have a checkbook. I have bank statements. I have an online link to my bank account. And I know good and goddamn well that I don't have an account at Bank of America, or HSBC, or TD Bank, or any of the other bank names that the scammers use.
Really. How terminally stupid can you get?